So I just got my first Credit Card...

[TehHank]

and with £380 ($579) already in the bank...

>my reaction

Spoiler (click to show/hide)

http://www.youtube.com/watch?v=e_DqV1xdf-Y

When did you guys get your first Credit card?

[Tiger Guy]

Credit cards are traps.

Don't be stupid with it.

[Deathie]

I WENT TO SUBWAY BECUASE I WANTED TO LOOK COOL WITH A CARD.

Spoiler (click to show/hide)

It's technically not a credit card. It's a mastercard that's linked to my paypal account, as opposed to an actual banking account.

And since I can't go over my paypal balance, it's really only just a paypal debit card.

STILL THOUGH.

FUCKING SUBWAY.

I think that's all I ever buy with my card really. Just food.

Credit cards are traps.

Don't be stupid with it.

Not when used correctly.

Buy shit you actually have the funds to pay back. Build up credit while you're in college.

Have amazing credit score by not going on shopping sprees.

[TehHank]

Well knowing that my familiy is pretty money tight, I'll have to disipline any spending.

[·UηİŦ··]

Don't end up with 40 packages of spatulas gone wild sitting at your doorstep.

[Deathie]

Don't end up with 40 packages of spatulas gone wild sitting at your doorstep.

And thirty two cats.

[Deacon]

I don't have a credit card.

[Samo]

I use a re-loadable card when I want to buy anything online.

[blαh2355]

I don't have a credit card.

This.

I use a re-loadable card when I want to buy anything online.

Isn't that just a debit card?

[Samo]

Isn't that just a debit card?

It's a prepaid card, with no links to your bank account whatsoever. Great stuff.

[Tezuni]

I just use a debit card only.  Don't wana spend more than I have in the bank and get trapped with interest building up too.

But gratz and use it wisely.

[Shockah]

I just got a debit card the other week. Though I thought I'd enjoy the freedom, soon after I'm broke and not particularly enjoying it. The ability to spend money so easily is more of a curse than a blessing. On the bright side the items I'm buying aren't just random junk, I'm kind of flipping items on ebay and such. Fun experience nonetheless.

[○ Μαρία ○]

I just got a debit card the other week. Though I thought I'd enjoy the freedom, soon after I'm broke and not particularly enjoying it. The ability to spend money so easily is more of a curse than a blessing. On the bright side the items I'm buying aren't just random junk, I'm kind of flipping items on ebay and such. Fun experience nonetheless.

Just manage your money better? lol It doesn't have to be a curse as long as you don't let it burn a hole in your pocket. Usually what I'll do to prevent that is make an expensive goal for myself, or tell myself I have limited amount of money instead of a lot money, then I'll be more reluctant to want to spend it.

[Prox]

It's quite interesting how people like to spend a lot of money on stuff when I don't even like spending video game money in video games.

[yoshi]

It's quite interesting how people like to spend a lot of money on stuff when I don't even like spending video game money in video games.

Which is why torrenting is another option.