.:`=-~rANdOm~`-=:. Game Servers

.:`=-~rANdOm~`-=:. Game Servers (Read Only) => Discussion => Topic started by: TehHank on February 22, 2013, 09:06:59 AM

Title: So I just got my first Credit Card...
Post by: TehHank on February 22, 2013, 09:06:59 AM
and with £380 ($579) already in the bank...

>my reaction
Spoiler (click to show/hide)

When did you guys get your first Credit card?
Title: Re: So I just got my first Credit Card...
Post by: Tiger Guy on February 22, 2013, 09:22:41 AM
Credit cards are traps.

Don't be stupid with it.
Title: Re: So I just got my first Credit Card...
Post by: Deathie on February 22, 2013, 09:24:01 AM
I WENT TO SUBWAY BECUASE I WANTED TO LOOK COOL WITH A CARD.

Spoiler (click to show/hide)

STILL THOUGH.

FUCKING SUBWAY.

I think that's all I ever buy with my card really. Just food.

Quote from: Tiger Guy on February 22, 2013, 09:22:41 AM
Credit cards are traps.

Don't be stupid with it.

Not when used correctly.

Buy shit you actually have the funds to pay back. Build up credit while you're in college.

Have amazing credit score by not going on shopping sprees.
Title: Re: So I just got my first Credit Card...
Post by: TehHank on February 22, 2013, 09:31:19 AM
Well knowing that my familiy is pretty money tight, I'll have to disipline any spending.
Title: Re: So I just got my first Credit Card...
Post by: ·UηİŦ·· on February 22, 2013, 01:57:45 PM
Don't end up with 40 packages of spatulas gone wild sitting at your doorstep.
Title: Re: So I just got my first Credit Card...
Post by: Deathie on February 22, 2013, 02:05:25 PM
Quote from: ·UηİŦ··© on February 22, 2013, 01:57:45 PM
Don't end up with 40 packages of spatulas gone wild sitting at your doorstep.

And thirty two cats.
Title: Re: So I just got my first Credit Card...
Post by: Deacon on February 22, 2013, 04:09:13 PM
I don't have a credit card.
Title: Re: So I just got my first Credit Card...
Post by: Samo on February 22, 2013, 06:28:59 PM
I use a re-loadable card when I want to buy anything online.
Title: Re: So I just got my first Credit Card...
Post by: blαh2355 on February 22, 2013, 07:23:18 PM
Quote from: Deacon on February 22, 2013, 04:09:13 PM
I don't have a credit card.
This.

Quote from: Samo on February 22, 2013, 06:28:59 PM
I use a re-loadable card when I want to buy anything online.
Isn't that just a debit card?
Title: Re: So I just got my first Credit Card...
Post by: Samo on February 22, 2013, 07:32:41 PM
Quote from: blah2355 on February 22, 2013, 07:23:18 PM
Isn't that just a debit card?
It's a prepaid card, with no links to your bank account whatsoever. Great stuff.
Title: Re: So I just got my first Credit Card...
Post by: Tezuni on February 22, 2013, 09:25:00 PM
I just use a debit card only.  Don't wana spend more than I have in the bank and get trapped with interest building up too.

But gratz and use it wisely.
Title: Re: So I just got my first Credit Card...
Post by: Shockah on February 23, 2013, 04:34:56 AM
I just got a debit card the other week. Though I thought I'd enjoy the freedom, soon after I'm broke and not particularly enjoying it. The ability to spend money so easily is more of a curse than a blessing. On the bright side the items I'm buying aren't just random junk, I'm kind of flipping items on ebay and such. Fun experience nonetheless.
Title: Re: So I just got my first Credit Card...
Post by: ○ Μαρία ○ on February 23, 2013, 11:58:48 AM
Quote from: Shockah on February 23, 2013, 04:34:56 AM
I just got a debit card the other week. Though I thought I'd enjoy the freedom, soon after I'm broke and not particularly enjoying it. The ability to spend money so easily is more of a curse than a blessing. On the bright side the items I'm buying aren't just random junk, I'm kind of flipping items on ebay and such. Fun experience nonetheless.
Just manage your money better? lol It doesn't have to be a curse as long as you don't let it burn a hole in your pocket. Usually what I'll do to prevent that is make an expensive goal for myself, or tell myself I have limited amount of money instead of a lot money, then I'll be more reluctant to want to spend it.
Title: Re: So I just got my first Credit Card...
Post by: Prox on February 23, 2013, 01:44:38 PM
It's quite interesting how people like to spend a lot of money on stuff when I don't even like spending video game money in video games.
Title: Re: So I just got my first Credit Card...
Post by: yoshi on February 23, 2013, 02:02:27 PM
Quote from: Prox on February 23, 2013, 01:44:38 PM
It's quite interesting how people like to spend a lot of money on stuff when I don't even like spending video game money in video games.

Which is why torrenting is another option.
Title: Re: So I just got my first Credit Card...
Post by: Prox on February 23, 2013, 02:08:03 PM
Quote from: Yoshi on February 23, 2013, 02:02:27 PM
Which is why torrenting is another option.
I meant to say that I don't like spending the in-game money, and yeah, torrenting games is quite nice.
Title: Re: So I just got my first Credit Card...
Post by: HideoKojima on February 23, 2013, 07:49:30 PM
Got my first debit card at 17? Had my own bank account though since I was 8 or some shit.

I've yet to get a credit card. Though I plan to soon, to build up credit.